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Free Investor Tool

Free Wholesale Real Estate Deal Analyzer

Estimate your Maximum Allowable Offer, total project costs, potential equity and potential wholesale margin in seconds — before you write an offer.

No email required to see your results
Works on any device
Based on the 70% rule & your own assumptions

Analyze a Property

Enter your numbers below. Nothing is saved until you choose to send yourself a copy.

Property Information

Deal Numbers

$

Enter a valid ARV greater than 0.

$

$

Enter a valid purchase price greater than 0.

$

Enter a valid rehab estimate (0 or more).

$

$

$

Investment Assumption

%


This tool provides an educational estimate only and is not a guarantee of profitability, financing approval or resale value.

Your Deal Snapshot

Based on the assumptions you entered.

Estimated MAO
$0
Maximum Allowable Offer at your chosen ARV %

Your Purchase Price
$0
Potential Deal Margin: $0

Estimated Total Cost
$0
Purchase price + rehab + closing + holding

Estimated Equity
$0
ARV minus total project cost

STRONG DEAL
Purchase price is comfortably below calculated MAO.

Important: this is an educational estimate, not a guarantee of profitability.

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Use the LeadExchange Wholesale Deal Analyzer to estimate your maximum allowable offer, total project costs, potential equity and potential wholesale margin before you commit to a contract.

How Does a Wholesale Deal Analyzer Work?

A wholesale deal analyzer helps investors evaluate whether a property may have enough margin to make a potential wholesale transaction worthwhile. The calculator considers the property’s estimated after-repair value, purchase price, renovation costs, transaction expenses and desired profit, then compares your proposed purchase price against a calculated ceiling.

What Is MAO?

MAO stands for Maximum Allowable Offer. It represents the highest purchase price an investor is willing to pay based on the assumptions used in the analysis. A commonly used formula is:

MAO = (ARV × Percentage) − Repairs − Closing Costs − Holding Costs − Desired Profit

The appropriate percentage varies depending on the investor, market, financing, property condition and exit strategy — which is why this calculator lets you choose 65%, 70%, 75%, 80% or a custom figure.

Worked Example

Here’s how the math plays out on a typical single-family flip candidate:

ARV $200,000
Maximum ARV % (70%) $140,000
Estimated Rehab −$40,000
Closing Costs −$5,000
Holding / Financing Costs −$5,000
Desired Profit −$15,000
Maximum Allowable Offer $75,000

If the investor can put the property under contract at or below $75,000, the deal clears the 70% rule threshold with the rehab, costs and desired profit already accounted for.

Frequently Asked Questions

What is the 70% rule in real estate?

The 70% rule is a commonly used investor guideline that estimates a maximum purchase price based on approximately 70% of ARV minus estimated repairs. It is a guideline rather than a universal rule.

What does MAO mean?

MAO means Maximum Allowable Offer. It represents the highest price an investor estimates they can pay while still meeting their target deal economics.

Does this calculator guarantee a profitable deal?

No. The calculator provides an estimate based on the numbers entered. Actual costs, property condition, financing, market conditions and resale value can differ.

Can wholesalers use this calculator?

Yes. Wholesalers can use it as an initial screening tool before performing more detailed due diligence.

What is ARV?

ARV means After Repair Value. It is an estimate of what a property could potentially be worth after completing the planned renovations.